Check out Community Choice Credit Union promotions, bonuses, and offers here!
Update 10/15/24: There’s currently a new $100 checking bonus available through 12/31/24.
About the Community Choice Credit Union
Community Choice Credit Union is headquartered in Farmington Hills, Michigan. They were established in 1935 and have grown up to 20 locations. They also have money market rates that are 36% higher than the national average, and they have an A health rating.
| Eligibility: Community Choice Credit Union membership is open to anyone who resides, worships, or works in Michigan, or is an employee or retiree of General Motors, Kelly Services, Conrail, or Amtrack. Eligibility also extends to the immediate family of current credit union members. (Membership requirements are listed in the credit union’s online application) See current membership details |
I’ll review the Community Choice Credit Union offers below.
Community Choice Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Basic or Choice Checking account and mention promo code NewChecking100.
- Set up and receive at least $300 per month in direct deposit.
- Complete 20 transactions with your debit or credit card in the first 90 days.
- Offer not available to Community Choice Credit Union members with an existing checking account, or those whose accounts have been closed within 90 days or closed with a negative balance. Members can only receive one new checking account opening related bonus.
- To receive the incentive payment new checking account holder must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 90 days and must have completed the following: (1) Opened a new checking account (2) $300 in total direct deposits and (3) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 90 days of opening account. Incentive payment will occur on the Monday following the 90th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is valid through December 31, 2024 and is subject to change and could be discontinued at any time.
Community Choice Credit Union $50 Checking Bonus
Earn a $50 Checking Bonus at Community Choice CU
Community Choice Credit Union is offering a $50 bonus when you open a new qualifying checking account
- What you’ll get: $50
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Get $25 Bonus for joining and opening a new Checking Acccount
- Additional $25 Bonus for having a Choice Checking Account or a qualifying direct deposit
- Incentive will be paid via deposit into the checking account of the qualifying new member on the first Monday following 30 days of membership.
- Bonus payout will be paid via deposit into the checking account of the qualifying new member on the first Monday following 60 days of membership with a Choice Checking account or a qualifying aggregate deposit of at least $300 every 35 days.
- This offer is subject to change and could be discontinued at any time.
- Account must remain open and in good standing to receive incentive deposit(s).
- Promo code: NewPartner.
Community Choice Credit Union $50 Referral Bonus
Community Choice Credit Union is offering a $50 bonus when you refer a friend for a new Checking Account. Additionally, your friend can earn up to a $50 bonus when all the requirements are met.
- What you’ll get: $50
- Account Type: Choice Checking Account
- Availability: MI
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Current members:
- Get $50 for referring a friend or family member who opens a new Checking Account.
- New members:
- Get $25 for joining and opening a Checking Account
- Additional $25 for having a Choice Checking Account or a qualifying direct deposit
- Referral incentive will be paid via deposit into the checking account of both the referring and qualifying new member following 30 days of membership.
- Bonus payouts will be paid via deposit into the checking account of the qualifying new (referred) member following 60 days of membership with a Choice Checking account and/or a qualifying direct deposit.
- In order for new member or referring existing member to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at time of payment.
- Deposits will be made on Mondays for accounts that qualified in the preceding week.
- Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient.
- This offer may not be used in combination with other promotional offers.
- Individuals may not refer themselves or their minor children.
- All new accounts are subject to approval and referred individual must qualify for membership based on Community Choice Credit Union’s field of membership criteria.
- This offer is subject to change and could be discontinued at any time.
Community Choice Credit Union $108 Checking Bonus
Earn up to $108 when you sign up with Community Choice CU
Community Choice Credit Union is offering a $108 bonus when you open a new qualifying checking account
- What you’ll get: $108
- Account Type: Checking, Money Market, and Prime Share Savings
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None – $5.95, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Be a member of Community Choice CU
- Sign up for the Superior Rewards Program
- Choose 8+ Products/Services
- Checking
- ATM/Visa® debit card
- 15 or more debit card transactions a month
- Direct Deposit
- e-Banking/mobile banking
- e-Pay
- e-Statement
- e-deposit
- VISA Credit Card
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
How To Waive The Monthly Fees
- Choice Checking: Enroll in Choice Checking to start enjoying all included benefits, and we will waive the first month’s fee. Only $5.95/month thereafter.
- Basic Checking: None
- Choice Savings: None listed
- Choice Goals: None listed
- Simply Business Checking: None listed
- Analyzed Business Checking: None listed
- IOLTA: None listed
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Bottom Line
With Community Choice Credit Union you can earn bonuses ranging from $50-$108. Although this promotion seems straightforward, I can only recommend this post if it triggers a soft pull. Also be sure to check with you local CSR to find more information.
Feel free to leave a comment below letting us know if this event triggers a soft pull! We will continue to make sure to keep you guys updated on all the latest deals nationwide!
Community Choice Credit Union has pretty competitive Money Market rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
Compare Community Choice Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Community Choice Credit Union promotions, bonuses and offers.
What a BS offer. 8 requiremenrs including a credit card application?? Better offer $700 for all that requirement
Can verify that there is a hard credit pull on account opening.
Did the same promotion when the Northville, MI branch was opened.