Find an updated list of Financial Plus Credit Union promotions, bonuses and offers here.
Update 8/8/24: There is now a new promo code to be used – use offer code Summer24 when applying. We found a 2nd alternative link for the $300 checking bonus with no end date. For those in Michigan, compare this offer to promotions from institutions like Chase Bank and Huntington Bank.
About Financial Plus Credit Union Promotions
Established in 1952, Financial Plus Credit Union has been operating as a community-chartered financial institution built to serve their members.
I’ll review the offers below.
Financial Plus Credit Union $300 Checking Bonus
Financial Plus Credit Union is offering a $300 bonus when you open a new qualifying checking account.
- Account Type: Free Checking, E-Checking, High-Rate Checking, Tiered-Rate Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes, $1,000 for 2 months (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: No
- Opening Deposit: None
- Credit Card Funding: Up to $2,500 debit card funding
- Monthly Fee: $0-$20, see below on how to avoid
- Household Limit: None
- Closing Account Fee: None
(Limited time offer)
Editor’s Note:
- The $150 bonus when you open a new checking account and set up a monthly direct deposit totaling at least $500 for two consecutive months
- Here’s an alternative link to apply for the offer.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new checking account. Use code Summer24
- Enroll in direct deposit
- Get $300 when you open a new checking account and set up a monthly direct deposit totaling $1,000 or more for two consecutive months
- – Get $150 when you open a new checking account and set up a monthly direct deposit totaling at least $500 for two consecutive months
- Insured by NCUA.
- Must be new checking relationship.
- Receive $300 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $1,000 for two consecutive months.
- Receive $150 incentive when you open a new checking account (no minimum balance requirement) with a minimum direct deposit of $500 for two consecutive months.
- Incentive deposited within 30 days of meeting direct deposit requirement.
- Cannot be combined with any other offer.
- Subject to 1099-MISC.
- Restrictions apply.
- See credit union for details.
Financial Plus Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus, your friend gets $50 bonus.
- Credit Inquiry: Unknown,
- ChexSystems: Unknown,
- Credit Card Funding: Unknown,
- Direct Deposit Requirement: None
- Monthly Fee: $0-$20, see below on how to avoid
- Household Limit: None listed
- Closing Account Fee: Loss of bonus, if closed within 90 days
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn $50 Bonus
- Fill out a referral form and give it to your friends and family.
- Have your friend open a new checking account.
- Bonus will be deposited within 30 business days.
- All loans subject to approval based on creditworthiness, qualifications, and collateral conditions.
- Incentive for referring member is subject to 1099-MISC.
- Incentive for new member is subject to 1099-INT. New member must enroll in direct deposit and E-Documents in order for referring member and new member to each receive $50.
- The incentive will be deposited into both the referring member and the new member’s accounts within 30 business days after account opening, enrollment in E-Documents, and first direct deposit is made.
- Incentive is unlimited for both referring member and new member for checking accounts or new funded loans.
- Only new checking accounts or loans over $10,000 qualify for incentive.
- Referring member must be in good standing to receive incentive.
- Financial Plus reserves the right to reject any incentive redemptions.
- Cannot be combined with any offer on same product.
How To Avoid Monthly Fees
- Free Checking: No monthly fee
- Go-To Checking: No monthly fee
- Free Business Checking: No monthly fee
- Premier Business Checking: Not listed
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Bottom Line
Financial Plus Credit Union offers great products available for their members to use for their finances. In addition, with great services like online and mobile banking, you’ll never have to worry about your finances!
While they have generous bonuses, Financial Plus Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Your feedback is highly appreciated and makes our site even better! If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
*Check back at this page for updated Financial Plus Credit Union promotions, bonuses and offers.
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