Find an updated list of First South Financial promotions, bonuses and offers here.
Update 10/10/24: The $1000 business checking bonus has been extended through 10/31/24 and the $75 bonus extended through 12/31/24.
About First South Financial Promotions
First South Financial is headquartered in Bartlett, Tennessee and it was founded in 1957. Since then they have grown to 17 locations and boast an A+ health rating.
I’ll review the current First South Financial offer below.
First South Financial $1,000 Business Checking Bonus
- What you’ll get: $1,000 bonus
- Account Type: Business Checking Account
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, but hard pull according to rep
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: Not listed
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 10/31/2024)
You can also access the offer at this link.
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a NEW Business checking account and deposit $50,000
- Maintain at least $50,000 daily balance for the first 3 full statement cycles
- Conduct 20 qualifying transactions within the first 3 full statement cycles
- Offer valid for new business checking accounts opened between 10/01/2024 and 10/31/2024.
- Qualifying transactions include deposits, checks cleared, ACH deposits or payments, and signature or PIN-based purchases made with a debit card.
- A minimum daily balance of $50,000 must also be maintained for the first three statement cycles.
- The $1,000 bonus will be credited to your account within 10 business days after the three-statement cycle qualification period provided all qualifying conditions have been met.
- Offer not valid for existing FSF business checking accounts.
- New business memberships and accounts are subject to approval, not all applicants will qualify.
- Offers are subject to change or withdrawal without notice, please see us for complete details.
- Federally insured by NCUA.
First South Financial Direct Deposit $75 Bonus
Receive a $75 bonus when your qualifying direct deposit posts to you First South account.
- What you’ll get: $75 bonus
- Account Type: Checking Account
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown, but hard pull according to rep
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get a $75 bonus when your qualifying direct deposit posts to your First South account!
- Must be the full amount of your net pay or benefits and most post by 10/31/24.
- $75 will be paid 3 to 4 business days after the direct deposit posts.
- Offer valid until 12/31/24 and does not apply to existing First South Financial direct deposits.
- Must be the full amount of your net pay or benefits and most post by 10/31/24.
- $75 will be paid 3 to 4 business days after the direct deposit posts.
- Some types of direct deposits do not qualify.
- Offer is subject to change or withdrawal without notice.
- Please see us for complete details.
- Federally insured by NCUA.
First South Financial $25 Referral Bonus
- What you’ll get: $25 bonus
- Account Type: Checking Account
- Availability: TN
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown, but hard pull according to rep
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 06/30/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
HHow To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer your friends and family to us and you’ll both get $25 when they open an account with us.
- Offer valid until 06/30/24.
- Referred members must pay the $10 membership fee and make the initial $25 deposit.
- Existing First South Financial members cannot be referred. $25 will be paid 1 to 2 business days after the referred member joins.
- Offer is subject to change or withdrawal without notice, please see us for complete details.
First South Financial $200 Checking Bonus *Expired*
First South Financial is offering a $200 bonus when you open a qualifying Checking Account and meet requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: TN
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown, but hard pull according to rep
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 09/30/2023)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account with a $50 minimum deposit
- Set up regularly a recurring monthly direct deposit of $500 or more.
- The $200 bonus will be paid in two increments – $50 will be paid 3 to 4 business days after the first qualifying direct deposit posts and the remaining $150 will be paid 30 to 45 days after all qualifications are met.
- Checking account must be opened with at least $50 and you must set up regularly a recurring monthly direct deposit of $500 or more.
- The $200 bonus will be paid in two increments – $50 will be paid 3 to 4 business days after the first qualifying direct deposit posts and the remaining $150 will be paid 30 to 45 days after all qualifications are met.
- Offer does not apply to existing First South Financial members or checking accounts.
- Membership in First South is required and is established by paying a $10 one-time membership fee and making a $25 deposit into a saving account.
- Offer is valid until 09/30/23,, cannot be combined with other offers, and is subject to change or withdrawal without notice.
- Please see us for complete details.
- Federally insured by NCUA.
How To Waive Monthly Fees
- Student Checking: None
- Student First: None
- Standard Checking: $12 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
- Anywhere Checking: $12 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
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Bottom Line
Lastly, check out First South Financial $200 checking promotion. This bonus offers a fair variety in terms of accounts and features so sign up if this interests you. Let us know in the comments below if this bank triggers soft or hard pull!
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare First South Financial Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back for updated First South Financial promotions, bonuses and offers.
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