Find the latest Greater Iowa Credit Union promotions, bonuses, and offers here.
Update 10/8/24: Offer is back and improved! The checking bonus offer has increased to $300 (previously $125) and valid through 12/31/24.
About Greater Iowa Credit Union Promotions
Greater Iowa Credit Union is a federally insured, state-chartered community credit union with eight branch locations across Iowa. Additionally, GICU is a growing, member-owned, not-for-profit financial cooperative with assets of $478 million where you can find great bank bonuses, CD rates and bank rates.
| Eligibility: To qualify for membership, you have to live, work, go to school or worship in one of our 33 Iowa county area or meet one of our criteria as defined by our field of membership. Learn more about membership here. |
We will review the current Greater Iowa Credit Union promotions below.
Greater Iowa Credit Union $300 Checking Bonus
Greater Iowa Credit Union is offering a $300 bonus when opening a new checking account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: IA (Bank locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fee: $0 – $10, see below
- Early Account Termination Fee: None
- Household Limit: None
(Expires 12/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Greater Checking account.
- Keep open for at least 60 days and meet requirements for the higher APY during the 60-day period.
- At least 20 debit card purchases totaling $100
- Enrollment in estatements
- At least 1 direct deposit of $100 or more or 1 payment made via Greater Iowa bill pay from your Greater Checking account
- Bonus available for new Greater Checking accounts opened by December 31, 2024 that are open for at least 60 days and meet requirements for the higher APY during the 60-day period.
- Additional terms may apply.
Greater Iowa Credit Union $100 Referral Bonus (Expired)
Earn a $100 bonus for you and the friend you refer.
When you refer a friend to Greater Iowa Credit Union, both of you will receive a $100 bonus.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: Varies by account
- Greater Checking: $50 opening deposit
- Prestige Account Checking: $1,000 opening deposit
- Basic Blue Free Checking: No opening deposit
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $10, see below
- Closing Account Fee: None listed
(Expires September 30, 2019)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Referred member must open a new GICU checking account and maintain required activity.
- Complete the following activities:
- 30 debit transactions totaling at least $150
- 3 ACH direct deposits totaling at least $300 or 6 bill pays totaling at least $300
- Enrollment in Online Banking and eStatements
- Account is active and in good standing.
- Referred member must mention they were referred at account opening.
- Offer is void if referred person already has an existing GICU checking account, one was open within the last 6 months, or they live in the same household as referring member.
- Once the new account meets the qualifications listed above, $100 will be directly deposited to both the referring and referred members’ GICU checking account – no exceptions.
- If the new account does not meet the qualifications within 60 days, the bonus will not be paid.
- No limit to number of referrals and rewards.
- GICU reserves the right to terminate the referral program at any time.
How To Avoid Monthly Fees
- Basic Blue Checking: No monthly fee
- Fresh Start Checking: $5 + Tax
- Greater Checking: No monthly fee
- Greater Blue Business Checking: No monthly fee
- Business Essentials Checking: $10 (plus tax) waived with $500 minimum balance
- Commercial Checking: $20 (plus tax) waived with $2,500 minimum balance
 |
 |
Bottom Line
This promotion at Greater Iowa Credit Union is rather generous, and I recommend checking it out while it lasts. Additionally, the bonus is higher than normal referral amounts and there’s no limit to how many people you can refer.
Furthermore, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Greater Iowa Credit Union promotions, bonuses, and offers.
Leave a Reply