Read on to learn more about GTE Financial promotions, bonuses, and offers here.
Update 9/5/24: The improved checking bonus of $300 (previously $200) has been extended through 9/30/24.
About GTE Financial Promotions
Established in 1935, GTE Financial has been serving the Bay area. Since then, they have upheld their values of great customer service and dependability.
I’ll review the GTE Financial Promotions below.
GTE Financial $300 Checking Bonus
- What you’ll get: $300 Bonus
- Account Type: Checking account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fees: $4.95, avoidable
- Early Account Termination Fee: $25, 180 days (or balance if <$25)
- Household Limit: None listed
(Expires 09/30/2024)
Editor’s Note: Most likely nationwide. All locations are in FL, but anybody can become a member by joining CU Savers Club, which is free
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $200 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Open a NEW qualifying GTE checking account using promo code JOIN300
- Set up a payroll direct deposit from your employer within 90 days of enrollment
- Earn you $300 bonus
- Offer valid for Florida residents only.
- Member must be 18 years of age or older.
- Offer valid for new memberships approved between 7/1/2024 and 9/30/2024.
- Promo code JOIN300 must be used at the time of application.
- To qualify, the new member must open a Go Premium checking account with GTE Secure, Go Full Access, or Go Further within 90 days of enrollment.
- Offer not valid for anyone who has banked with GTE Financial in the past.
- Credit approval and an initial deposit of $5 member owner stock are required.
- New members must also receive a recurring direct deposit totaling $500 or more per month, which must still be active on the payment date.
- Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; Deposits or transfers from other accounts or financial institutions do not qualify.
- Person-to-person payments (such as Venmo, CashApp, or PayPal) are not considered direct deposit.
- If the requirements are met and the checking account remains open and in good standing for 90 days after the member’s enrollment date, the $300 incentive will be deposited into the member’s savings account at that time.
- With the Go Premium with GTE Secure Checking Account, you can earn up to 3.04% APY on balances up to $2,000.
- No dividends earned after $2,000. Go Premium Checking Account APY is accurate as of the last dividend declaration date. Any fees could reduce earnings on this account. Rate may change after account opening.
- Dividends earned on balances up to $2,000 when monthly requirements are met; enroll in eStatements, deposit $500 or more into your Go Premium account each month, and complete at least 15 combined debit and/or credit transactions.
- GTE Financial reserves the right to decline or end this promotion at any time.
- This offer cannot be combined with other incentive offers from GTE Financial.
GTE Financial $50 Referral Bonus
GTE Financial is offering a $50 referral bonus to current members when they refer a friend who opens a new qualifying GTE checking account and meets the requirements.
- What you’ll get: $50 Bonus
- Account Type: Checking account or personal loan
- Availability: FL
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fees: $4.95, avoidable
- Early Account Termination Fee: $25, 180 days (or balance if <$25)
- Household Limit: None listed
(Expires 05/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Provide your unique referral code to those you refer
- You and the member you refer must be enrolled in eStatements
- Referred member must open a GTE checking account and/or personal loan within first 30 days of joining
- Member Accounts must be active and cannot be closed or restricted at the time of payout.
- Both referring Member and referred Member must be enrolled in eStatements with all accounts in good standing, including no prior charge-offs or having caused a loss to the credit union.
- he referred member must not have been a previous member of GTE Financial.
- The primary owner of the new account must be at least 18 years old.
- The new Member must fund the Regular Savings Account and open either a Checking Account or Personal Loan within 30 days of establishing membership.
- A personal loan is defined as an unsecured closed-end loan.
- Credit approval and an initial $5 Member Owner Share deposit are required.
- All loans are subject to approval.
- Regular Savings Account Annual Percentage Yield as of 09.01.2023 are tiered rates as follows: $0.00-$99.99 = 0.00%, $100-$499.99 = 0.75%, and $500+ = 0.15%.
- All Checking Annual Percentage Yields are accurate as of the last dividend declaration date.
- A $50 referral reward will be deposited into the referring Member’s account and the new Member’s account within 7 business days from eligibility.
- The promotion is available for referrals made between May 1 through May 31, 2024.
- Promotional dates are subject to change at the discretion of the credit union.
- Federally insured by NCUA.
GTE Financial $100 Checking Bonus (Expired)
- What you’ll get: $100 Bonus
- Account Type: Checking account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fees: $4.95, avoidable
- Early Account Termination Fee: $25, 180 days (or balance if <$25)
- Household Limit: None listed
(Expires 05/31/2024)
Editor’s Note: Most likely nationwide. All locations are in FL, but anybody can become a member by joining CU Savers Club, which is free
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Step 1: Open a NEW membership and a qualified GTE Checking account using promo code BOLTS100.
- Step 2: Set up a payroll Direct Deposit from your employer within 90 days of joining.
- Step 3: Receive your BOLTS DEBIT CARD!
- The Bolts Debit Card will typically take 7-10 business days post the Checking Account being funded to arrive.
- Step 4: CHARGE UP YOUR WALLET WITH A $100 BONUS!
- Offer valid for new GTE Members and Florida residents only.
- To qualify, new member must open a Go Premium with GTE Secure, Go Full Access, or Go Further checking account.
- In addition, new members must receive a recurring direct deposit totaling $500 or more per month within the first 60 days of account opening.
- Direct deposits will be validated prior to crediting incentive.
- Direct deposit must come from an external employer or government agency; deposits or transfers from other accounts or financial institutions do not qualify.
- For extenuating circumstances the member may submit a pay stub containing their legal name in order to meet the promotion criteria.
- New members must use the promotional code at the time of application.
- GTE Financial reserves the right to end this promotion at any time.
- This offer cannot be combined with other incentive offers from GTE Financial.
- Account incentive will be deposited into member’s account within 60 business days of meeting all qualifications of the promotion.
- Federally Insured by NCUA.
How To Waive Monthly Fees
- Go Premium Checking: $4.95
- Go Full Access Checking: $4.95
- Go Further Checking: $9.95 can be avoided by enrolling in eStatements, making $500 in aggregate deposits per month, and making a combination of 15 monthly debit and/or credit card transactions.
- Go Student Checking: None
- Business Interest Checking: $50, Average monthly available checking balance to avoid monthly fee: $50,000. Combined business deposit and loan balance to avoid monthly fee: $150,000.
- Business Premium Checking: $25, Average monthly available checking balance to avoid monthly fee: $5,000. Combined business deposit and loan balance to avoid monthly fee: $50,000.
- Business Essentials Checking: None
 |
 |
Bottom Line
While the bonuses at GTE Financial sounds enticing, be aware that there are usually monthly service fees for most of their checking accounts. However, they do offer a lot of services such as cell phone protection, credit monitoring, and free debit cards.
Your feedback is highly appreciated and makes our site even better!
While they have many generous bonuses, GTE Financial doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare GTE Financial Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated GTE Financial promotions, bonuses and offers.
Related posts:
Actually with the Go further to waive the maintenance fee, you have to meet all three requirements. I am looking at the dashboard and it’s saying and after each requirement.
Can’t apply code for the 50 bucks.
it’s hard pull and $5000 credit card funding worked. They ask for all sort of documents which was annoying. It is not worth the hassle unless you have a credit card and need to meet the spending requirement.
The application process didn’t exactly mention “chex”, although they run some sort of ID check which asked 4 multiple choice personal questions about my loan-related accounts.
do we know if this pulls chex?
Up to $5,000 credit/debit card funding allowable… I applied for Full Access Checking ($0 minimum deposit) which also requires opening a separate savings account ($5 minimum deposit).
Avoid monthly $4.95 fees for Go Full access if: (1) Have eStatements & Make $500 in aggregate deposits per month OR (2) Make a combination of 15 monthly signature debit and/or credit card transactions
John,
Check it again. It should all be working now.
do we know if this pulls chex? I don’t think $50 is worth it for a chex pull.
Link does not work.