Find the most up-to-date Heritage Financial Credit Union promotions, bonuses, and offers here.

Update 11/18/24: There’s currently a $300 checking bonus available through 12/31/24.

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About Heritage Financial Credit Union Promotions

Eligibility: Heritage Financial Credit Union is open to those who live, work, worship, attend school, or volunteer in the New York counties of Dutchess, Orange, Ulster, Rockland, Sullivan, Pike, or Sussex. See current membership details.

Heritage Financial Credit Union $300 Checking Bonus

What you’ll get: $300 bonus
Account Type: Checking
Availability: NY, PA (Bank Locator)
Direct Deposit Requirement: Optional
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: $10; waivable
Early Account Termination fee: $25 if closed within 6 months
Household Limit: Not listed

$300 Offer at Heritage Financial Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a Heritage Direct Checking account with a minimum of $500 and meet the product requirements
Set up external deposits to your Heritage Direct Checking account that total $1,000 or more over 90 days
Receive $300 in your account in the fourth statement cycle following account opening

This offer is for new consumer checking customers only. Employees and volunteers of HFCU are eligible for the Heritage Direct Checking but are not eligible for the Bonus Offer. An existing member with an HFCU checking account may switch their checking account over to this new product, however, they will not receive the $300 bonus. They will receive the additional benefits listed for the Heritage Direct Checking account.
To receive a one-time $300.00 bonus (“Bonus”) a member must: open a Heritage Direct Checking and within 90 days of account opening, enroll in e-statements and have 2 (two) or more new qualifying external electronic deposits totaling $1,000.00 or more (transfers from one account to another, wires, mobile deposits, P2P or deposits made at a branch or ATM are not considered a qualifying electronic deposit.) The Bonus will be credited to the account in the 4th statement cycle from the account opening, as long as the account is open, active and in good standing. Appropriate tax reporting will occur, please consult your tax advisor with questions. Only one bonus will be awarded per primary member, regardless of the number of accounts opened.
The Heritage Direct Checking will have a $10.00 monthly service fee. To avoid the service fee the account must maintain a monthly minimum balance of $500.00 or have 10 (ten) Point of Sale (POS) external transactions per statement cycle and be enrolled in e-statements. Program criteria subject to change without notice. All account applications are subject to approval.

How To Avoid Monthly Fees

Heritage Direct Checking: $10 monthly fee which can be waived if a monthly minimum balance of $500 is maintained or 10 point of same (POS) external debit card transactions per statement cycle are made