Find the latest Holyoke Credit Union bonuses, promotions, and offers here.

Update 11/19/24: There’s currently a $200 checking bonus available for a limited time.

Table of Contents

About Holyoke Credit Union Promotions

Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.

Eligibility: By our charter, membership in the Holyoke Credit Union is available to anyone who lives or works in Hampden or Hampshire counties in Massachusetts. To become a member, you simply need to make a one-time purchase of a $25.00 refundable Membership Share. For full membership details, click here

I’ll review the Holyoke Credit Union Promotions below.

Holyoke Credit Union $200 Checking Bonus

Holyoke Credit Union is offering a $200 bonus when you open a new qualifying Simply FREE checking account and complete certain requirements.

What you’ll get: $200 bonus
Account Type: Simply FREE Checking Account
Availability: MA (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Unknown
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: One year, bonus forfeit
Household Limit: One

$200 Offer at Holyoke CU

(Limited time offer)

Editor’s Note: The $200 offer currently shows for the NOW checking account within the fine print.

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new Holyoke Credit Union Simply Free Checking Account
You will receive your $200 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening.
Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.
Checking account must:
- have at least six (6) debit card purchases within the first 60 days from opening (transactions must clear and post within the first 60 days to qualify) – OR –
- you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued.

The following qualifications must be met:
You will receive your $200 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening.
Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.
Checking account must have at least six (6) debit card purchases within the first 60 days from opening (transactions must clear and post within the first 60 days to qualify) – OR – you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued.
Member must enroll in online banking and receive eStatements.
One $200 bonus per member/household.
Existing HCU checking account holders are excluded from offer.
Your checking account will be charged $200 if you close your account the first 12 months after the account is opened.

How To Waive Monthly Fees

NOW Checking Account: $7, The charge will be waived when a minimum average daily balance of $1,000.00 is maintained in the account during the statement cycle or your paycheck, pension, or social security check is direct deposited into the account.
Simply FREE Checking Account: None
Small Business Checking: $10 maintenance service charge waived with $5,000 minimum average daily balance
Simply FREE Business Checking: None

Bottom Line

The current promotion from Holyoke Credit Union is a super simple bonus to earn. The account also has no monthly maintenance fees and a low minimum opening deposit. If you are interested, I would visit a local branch to see if you qualify for this promotion. However, there are still better offers out there so check out our list of Best Bank Promotions.

Your feedback is highly appreciated and makes our site even better!

While they have generous checking bonuses, Holyoke Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

Compare Holyoke Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!