Take advantage of Hudson Valley Federal Credit Union promotions, bonuses, and offers here!
Update 10/14/24: You can currently earn a $500 bonus when you open your first new HVCU checking account by 12/4/24.
About Hudson Valley Federal Credit Union Promotions
Founded in 1963 in Poughkeepsie, New York, the institution has 287,000+ members and over 800 employees as of March 2017. HVCU is one of the largest credit unions in the United States with assets totaling more than $5.95 billion as of June 2020. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Hudson Valley Federal Credit Union $500 Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Checking Account
- Availability: NY. Residents of Albany, Columbia, Greene, Rensselaer, Saratoga, and Schenectady Counties
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $10K
- Monthly Fees: None
- Early Account Termination Fee: $20, 90 days
- Household Limit: None
(Expires 12/04/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open your first new HVCU Classic Checking or Premier Checking with an HVCU Visa® Debit Card.
- Sign up for Online Banking. Effortlessly track your balances and manage your finances with Internet Banking and Mobile Banking anytime, anywhere – day or night.
- Enroll in eStatements. Go paperless—set up eStatements and get details on your accounts several days sooner than paper statements. Note: eStatements go by Electronic Documents in Internet Banking and Mobile Banking.
- Start Spending. Make $1,500 in transactions within the first 90 days of account opening OR $1,500 in direct deposits within the first 90 days of account opening.
- Terms and Conditions applicable to $500 Bonus Checking Account Offer, valid from 9/30/2024 to 12/4/2024.
- The Annual Percentage Yield (APY) for a Classic checking account is 0.02% and a Premier checking account is 0.05%, and rates are accurate as of 9/30/2024. Rates are variable and subject to change after account opening.
- There is no minimum balance to open the account or earn the stated APY. Fees or other conditions could reduce earnings.
- Account holder has ninety (90) calendar days to meet the requirements to receive bonus. HVCU will deposit the $500 bonus into the account holder’s new checking account within five (5) business days after the completion of the ninety (90) calendar day qualification period, so long as the account holder fulfills each of the following three qualifications:
- Open your first checking account with HVCU Visa Debit Card;
- Enroll in Internet Banking and/or Mobile Banking services AND enroll in eStatements;
- Use your new HVCU debit card and spend a minimum of $1,500 using the new checking account OR sign up for qualifying direct deposits with a cumulative minimum of $1,500 into your new checking account.
- A “qualifying direct deposit” is a direct deposit of regular monthly income, such as your salary, pension, or Social Security benefits, which are made by your employer or other payer, using account and routing numbers that you provide to them. Examples of non-qualifying direct deposits and transfers include: your initial ACH deposit to open the account, teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, or Internet or Mobile banking transfers or deposits. Offer subject to member verification.
- Residents of Albany, Columbia, Greene, Rensselaer, Saratoga, and Schenectady Counties: This promotional offer is valid for current members and applicants that meet the above criteria. Only one bonus of $500 will be deposited to the new checking account within five (5) business days after the qualification period. This must be your first HVCU checking account to qualify for this bonus. Only Personal Classic and Premier checking accounts are eligible for this offer. Members under the age of 18 are not eligible to receive this bonus. No exceptions will be made or considered. Account must be in good standing and the qualifications satisfied to receive bonus. Good standing means you have on deposit at least the par value of one full share ($0.01) in the regular share savings account, have no delinquent loans (payment is not more than 30 days late), and have a positive balance in all share accounts. May be subject to IRS reporting; please consult your tax advisor. HVCU expressly reserves the right to terminate or modify this promotion at its discretion at any time and without further notice provided to you. Promotional offers cannot be combined.
Hudson Valley Federal Credit Union $400 Checking Bonus (Expired)
Hudson Valley Credit Union is offering a $400 bonus when you open a qualifying Checking Account.
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: NY. Must live, work, worship, volunteer, attend school in one of the following counties: Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rennselaer, Rockland, Saratoga, Schenectady, Ulster, and Westchester Counties
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $10K
- Monthly Fees: None
- Early Account Termination Fee: $20, 90 days
- Household Limit: None
(Expires December 31, 2023)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $400 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new HVCU Premier or Classic Checking Account with a Visa Debit Card
- Sign up for Internet Banking & eStatements
- Spend a minimum of $1,500 with your new Debit Card OR make $1,500 in direct deposits into your new account within the first 90 days
- Terms and Conditions Applicable to $400 Bonus Checking Account Offer, valid from 10/2/2023 to 12/31/2023
- Account holder has 90 calendar days to meet the requirements to receive bonus. HVCU will deposit the $400 bonus into the account holder’s new checking account within five business days after the completion of the 90 calendar day qualification period, so long as the account holder fulfills each of the following three qualifications:
- Open a new checking account with HVCU Visa Debit Card (must be requested at time of account opening);
- Enroll in Internet Banking and/or Mobile Banking services and enroll in e-statements;
- Use your new HVCU debit card and spend a minimum of $1,500 using the new checking account OR sign up for qualifying direct deposits with a cumulative minimum of $1,500 into your new checking account. A “qualifying direct deposit” is a direct deposit of regular monthly income, such as your salary, pension, or Social Security benefits, which are made by your employer or other payer, using account and routing numbers that you provide to them. Examples of non-qualifying direct deposits and transfers include: your initial ACH deposit to open the account, teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, or Internet or Mobile banking transfers or deposits. Offer subject to member verification.
- Only one bonus of $400 will be paid to the primary checking account owner. This must be your first HVCU checking account to qualify for this bonus. Only Personal Classic and Premier checking accounts are eligible for this offer. Members under the age of 18 are not eligible to receive this bonus. No exceptions will be made or considered. Account must be in good standing and the qualifications satisfied to receive bonus. Good standing means you have on deposit at least the par value of one full share ($0.01) in the regular share savings account, have no delinquent loans (payment is not more than 30 days late), and have a positive balance in all share accounts. May be subject to IRS reporting; please consult your tax advisor. HVCU expressly reserves the right to terminate this promotion at its discretion at any time and without further notice provided to you.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Hudson Valley Federal Credit Union $250 Business Checking Bonus (Expired)
Hudson Valley Credit Union is offering a $250 bonus when you open a qualifying business checking account.
- What you’ll get: $250 bonus
- Account Type: Business Checking Account
- Availability: NY. Must live, work, worship, volunteer, attend school in one of the following counties: Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rennselaer, Rockland, Saratoga, Schenectady, Ulster, and Westchester Counties
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $10K
- Monthly Fees: $10-$30; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/30/2023)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn $400 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new primary HVCU Value or Enhanced Business Checking account by December 30, 2023.
- Within 30 days of account opening, make a qualifying deposit of $2,500 or more into the eligible account and maintain your balance for 60 consecutive calendar days.
- Meet with a Heartland Payment Services Representative; enroll in Merchant Services and use your new merchant account to process transactions by December 30, 2023.
- Checking offer is available to new and existing business members. Only one offer per business member.
- To receive the business checking offer: 1) Open: Visit a branch and open a new primary HVCU Value Business Checking or HVCU Enhanced Business Checking account. Members with an existing business checking account are not eligible to receive the promotional offer. Accounts are subject to approval. 2) Deposit a total of $2,500 or more into the new checking account within 30 days of account opening and maintain that balance for 60 days from the account opening date. 3) Enroll in Merchant Services and use your new merchant account to process at least $100 in transactions by December 30, 2023.
- After you have completed all the above checking requirements, we will deposit the $250 incentive offer into your new business checking account within 15 days.
- To receive this offer, your account must be open and in good standing (not over-the-limit or past due). Offer is good for one-time use.
- Employees of HVCU are not eligible. HVCU reserves the right to withdraw this offer at any time without notice.
- May be subject to IRS reporting.
- Consult a tax professional as to reporting requirements, as this offer is not intended to provide tax advice or guidance.
How To Waive Monthly Fees
- Personal Checking: None
- Value Business Checking: $10 monthly fee. Maintain a $2,500 minimum balance to avoid the monthly account fee
- Enhanced Business Checking: $30 monthly fee. Maintain a $10,000 minimum balance to avoid the monthly account fee
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Bottom Line
Right now Hudson Valley Federal Credit Union is offering a you checking bonus when you open a new account and meet certain requirements! If you live near an Hudson Valley Federal Credit Union location then sign up if this interests you!
Apply today and let us know how this process when for you by commenting below!
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