Take a look at Jefferson Bank promotions, bonuses, and offers!
Update 4/11/24: The $300 checking bonus is back valid through 12/31/24. There is also a $50 bonus per person you refer to open a new account.
About Jefferson Bank Promotions
Headquartered in Jefferson City, Missouri, Jefferson Bank was founded in 1967. Since then they have grown to five locations and boast a health rating of A.
Jefferson Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Can fund up to $1,000 with a credit card. Mastercard & Visa are accepted
- Monthly Fees: $3-$20; waivable
- Early Account Termination Fee: Unknown
- Household Limit: One
(Expires 12/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Simply open any eligible checking account using promo code Get300
- Deposit $50 or more at account opening
- Have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening
- To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking.
- Free Checking is not an eligible checking account.
- Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening.
- No minimum balance required for Bonus.
- Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit.
- Bonuses are reported to the IRS as interest.
- Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days.
- Available to new checking account customers only.
- Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.
- You will receive only one new checking account opening related bonus every two years from the last date incentive was paid.
- Only one bonus per household.
- Customer must bring in mailer or use offer code to receive incentive.
- Offer may only be redeemed by the intended recipient and is nontransferable.
- Eligibility for this offer will be verified prior to providing the bonus.
- The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
- We reserve the right to not open accounts for customers outside our market area.
- Please contact us for further details.
- Promotion ends 12/31/2024.
Jefferson Bank $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Can fund up to $1,000 with a credit card. Mastercard & Visa are accepted
- Monthly Fees: $3-$20; waivable
- Early Account Termination Fee: Unknown
- Household Limit: One
(Limited time offer)
How to Earn Bonus
- Get $50 for every friend you refer to open a checking account.
- From the Mobile Banking App:
- Select “Refer-A-Friend” from the menu.
- Choose to share your referral link however you’d like – text message, email, or any way that’s most convenient for you.
- Once we confirm your friend’s account is open, you’ll receive a notification when we deposit your referral bonus into your account.
- Customers are eligible to receive $50 for every new to bank household referred.
- $50 will be deposited into a deposit account within ten business days after the new to bank household checking account is funded.
- Customers can earn up to $500 a calendar year in Refer-A-Friend incentives.
- Please be advised that referring customer may become aware that you opened an account with us.
- Reproduction, purchase, sale, transfer, or trade of this offer is prohibited.
- This is intended for use by friends and family of the original recipient.
- Publication of this offer on 3rd party sites is prohibited entirely.
- Any and all referrals after prohibited publication may not be honored for either party.
How To Waive Monthly Fees
- SaveUp Savings: None Listed
- Personal Money Market: None Listed
- Youth Savings: None Listed
- Small Business Checking: None Listed
- MyChoice Checking: $3 monthly fee, must receive electronic statements and one of the following:
- Maintain a recurring direct deposit
- Use your debit card at least 10 times for a point of sale transaction
- Keep an average daily balance of at least $500
- Set up a monthly recurring transfer from MyChoice Checking to SaveUp? Savings
- Max Money Checking: $8.95 monthly fee
- Preferred Interest Checking: $10 monthly fee. Maintain a daily balance of $1,000; or, average daily balance of $2,000 during a monthly statement cycle to avoid the monthly account fee
- World Checking: $20 monthly fee. Maintain a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Services or a Central Trust Company client to avoid the monthly account fee
- Business Checking Plus: Minimum average collected balance of $10,000 to avoid monthly maintenance fee
- Commercial Checking: Commercial Checking Account allows you to offset monthly fees with an earnings credit on balances kept in your account.
- Commercial Seasonal: Fees are waived if the average collected balance is $1,000 or greater and the account has 200 or less transactions for the month.
 |
 |
Bottom Line
Jefferson Bank is now offering bonuses ranging from $150 to $250! Although Jefferson has a large variety of options and features to choose from, I would only recommend this promotion if it triggers a soft pull. Also, be sure to make sure you qualify by checking with your local CSR.
Feel free to comment below and let us know about how your experience went! Your feedback helps us help you find even more fantastic bonuses so don’t forget to check back and see even more great deals!
Jefferson Bank provides a variety of great features to guarantee a better banking experience, however they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
Compare Jefferson Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
*Check back at this page for updated Jefferson Bank promotions, bonuses, and offers.
Leave a Reply