Find an updated list of KeyPoint Credit Union promotions, bonuses, and offers here.
Update 7/24/24:
- The checking referral bonus has been reduced to $50 per referred member, but the referred member can earn a $300 checking bonus.
- There is also a $100 referral bonus for each member you refer to open a CD account.
- There’s currently a $300 checking bonus available for a limited time.
About KeyPoint Credit Union Promotions
KeyPoint Credit Union in California offers personal service, and provides members in Silicon Valley and beyond with products and services to improve your financial well-being.
I’ll review the KeyPoint Credit Union Promotions below.
KeyPoint Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None with free checking
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open a KeyPoint Checking Account with promo code DD23
- $300 direct deposit bonus credited to checking account in $50 increments over 6 months if
- (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits, and
- (b) first direct deposit posts within 60 days after account opening.
- Total bonus credited within 9 months of new account opening.
- Offer may be cancelled at any time.
- May not be combined with any other promotion.
- $10 minimum account opening deposit.
- $300 direct deposit bonus credited to checking account in $50 increments over 6 months if (a) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits, and (b) first direct deposit posts within 60 days after account opening. Total bonus credited within 9 months of new account opening.
- Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.
- Student and Kids Checking accounts are not eligible for this promotion.
- Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $100 CD Bonus
- What you’ll get: $100 bonus
- Account Type: CD
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| Western Alliance Bank High-Yield Savings Premier (4.46% APY) | SoFi Checking & Savings ($325 Bonus + 4.20% APY) |
| Upgrade Premier Savings ($200 Bonus + 4.41% APY) | Live Oak Bank Savings ($300 Bonus + 4.30% APY) |
| CIT Bank Platinum Savings (4.70% APY) | Harborstone Credit Union Money Market (4.55% APY) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Refer: Invite friends and family to open a 5-Month or 12-Month Certificate using the promo code “RAFCERT24”. Be sure your name is entered in the referral section.
- Bonus: When they open a Certificate with at least $25,000 of new money, you’ll get $100! And they’ll earn an exclusive rate of 4.85% APY on a 5-Month Certificate or 5.10% APY on a 12-Month Certificate! Exclusive rate will be applied after account opening.
- Offer may be cancelled at any time.
- Referring Member can receive a $100 bonus for each eligible referred friend or family member who opens a 5-Month or 12-Month Certificate using the promo code “RAFCERT24” with at least $25,000 in new money—this Certificate cannot be funded with money already in a KeyPoint account.
- Referral bonus of $100 credited to referring Member’s KeyPoint account within 30 days of referred Member opening a Certificate with the required minimum deposit of new money.
- Limited to one Certificate per referred Member.
- Referred Member must provide promo code “RAFCERT24” and referring Member’s name at the time of Certificate account opening.
- **APY=Annual Percentage Yield, available as of 7/8/2024 and subject to change without notice.
- Certificates may be subject to early withdrawal penalties.
- ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees, officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $50 Referral Bonus
- What you’ll get:
- Referrer earns $50 bonus
- Referee / Person being referred earns up to $300
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None with free checking
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| Western Alliance Bank High-Yield Savings Premier (4.46% APY) | SoFi Checking & Savings ($325 Bonus + 4.20% APY) |
| Upgrade Premier Savings ($200 Bonus + 4.41% APY) | Live Oak Bank Savings ($300 Bonus + 4.30% APY) |
| CIT Bank Platinum Savings (4.70% APY) | Harborstone Credit Union Money Market (4.55% APY) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Refer: Have your friends and family open a checking account using the promo code “RAFDD“.
- Bonus: When they set up direct deposit of at least $1,000, you’ll get $50, and they’ll get a $300 bonus!
- Offer may be cancelled at any time.
- Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses.
- Referred Student and Kids Checking accounts are not eligible for bonus offer.
- Referring Members can receive a $50 bonus for each eligible referred friend who opens a KeyPoint Checking account using the promo code “RAFDD” and sets up direct deposit within 60 days of account opening.
- Referral bonus of $50 credited to referring Member’s checking account within 90 days of new Member account opening if eligibility requirements are met.
- New Member bonus of $300 credited to checking account in $50 increments over 6 months if (a) checking account is opened with at least $10, (b) Member establishes minimum $1,000 recurring monthly direct deposit for 6 months to account from net pay, pension, or government benefits and (c) first direct deposit posts within 60 days after account opening. Total new Member bonus credited to new Member’s account within 9 months of new account opening if eligibility requirements are met. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.
- ADDITIONAL INFORMATION. (1) This offer cannot be combined with other promotions. (2) KeyPoint employees and officials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $200 Student Checking Bonus (Expired)
- What you’ll get: $200 bonus
- Account Type: Student Checking
- Availability: CA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Get $100 when you open a Student Checking Account for your 13-17 year old
- Be sure to use the promo code Y100
- Get another $100 for making 25 debit card purchases within the first three months
- Offer may be cancelled at any time.
- New Members only.
- Must not have been Member within 30 days. $10 bonus applied at time of account opening.
- Additional available $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 25 or more purchase transactions within three months after account opening.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
How To Waive Monthly Fees
- Free Checking: None
- Unlimited Checking: $17, waived with minimum direct deposit of $1,000 or make ten (10) Debit purchase transactions within the month
- Dividend Checking: $12 (waived with direct deposit or $750 average daily balance)
- Free Student Checking: None
- Student Savings/Smart Savings Account: None
- Free Student Checking: None
- Business Free Checking: None
- Business Dividend Checking: $12 (waived with minimum average daily balance of $2,500)
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Bottom Line
KeyPoint Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at any time!
While they have a generous $200 bonus, KeyPoint Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare KeyPoint Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated KeyPoint Credit Union promotions, bonuses, and offers.
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