Find the latest MIDFLORIDA Credit Union promotions, bonuses, and offers here for Checking accounts.
Update 4/22/24: The referral bonus has increased to $100 (from $50) per person you refer to open a new account. In addition, they’ll also earn a $200 checking bonus.
Typical bonus offers range from $100 and up to $300 cash bonus.
About MIDFLORIDA Credit Union Promotions
You can visit any of the 49 MIDFLORIDA Credit Union branches which are available in Florida.
| Eligibility: Membership in MIDFLORIDA Credit Union is open to those who live, work, worship, or attend school in Brevard, Citrus, Charlotte, DeSoto, Hardee, Glades, Hernando, Hardee, Highlands, Hillsborough, Indian River, Lake, Manatee, Marion, Martin, Okeechobee, Orange, Osceola, Pasco, Pinellas, Polk, Sarasota, Seminole, St. Lucie, Sumter, or Volusia Counties in Florida. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll review the current MIDFLORIDA Credit Union Promotions below.
MIDFLORIDA Credit Union $200 Checking Bonus
Earn a bonus when you meet all the requirements.
Earn $200 bonus credit from MIDFLORIDA Credit Union when you meet all the requirements.
- What you’ll get: $200 bonus
- Account Type: Free Checking
- Availability: FL (Branch Locator)
- Direct Deposit Requirement: Yes, $500 (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new MIDFLORIDA Credit Union Free Checking.
- Next, you will need to establish and receive a direct deposit.
- Lastly, you will have to apply and get approved on a loan or credit card.
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Offer valid as of July 1, 2022 and may be canceled at any time.Eligibility requirements apply. See associate for details regarding fees and terms.To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 45 days of account opening), as well as accept and open online banking, online bill payment, eStatement, eNotice, and a debit card. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%.Anyone who has held a checking account with MIDFLORIDA in the past year will not qualify for the incentive.The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS.Minimum to open Free Checking is $50.
MIDFLORIDA Credit Union $300 Business Bonus
Earn a $300 bonus from MIDFLORIDA Credit Union when you open a new Free Business Checking account.
- What you’ll get: $300 bonus
- Account Type: Free Business Checking
- Availability: FL (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: $5, six months
- Household Limit: None
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Find your nearest MIDFLORIDA branch.
- Business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card
- Must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days.
- Offer valid as of July 1, 2022 and may be canceled at any time without notice. Eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a Business Savings account (minimum $100 to open), and open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking with Interest (minimum $500 to open)), accept and open Online Banking, eStatement, eNotice, and a debit card, and must make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening and complete five transactions (deposits, withdrawals, etc.) within the first 45 days. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Annual Percentage Yield for Business Checking with Interest is 0.05% for balances up to $100,000.00, 0.05% to 0.05% for balances of $100,000.01 to $1,000,000.00, and 0.05% for balances $1,000,000.01 and over. Rate may change after account is opened. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met, and will be reported to the IRS.
MIDFLORIDA Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: FL (Branch Locator)
- Direct Deposit Requirement: Yes for the referred (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
RECEIVE THE BONUSFINE PRINT
- When your friends and family open a new Free Checking account with MIDFLORIDA, you’ll earn $100 for each referral.
- To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening.
- Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 checking incentive within 45 days.
- To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 60 days of account opening); accept and open online banking, online bill payment, eStatement, and a debit card; and complete 5 debit card purchase transactions in one calendar month (to be completed within the first 60 days of account opening).
- Offer valid as of January 1, 2024, and may be canceled at any time without notice.
- The referring member must have a MIDFLORIDA checking account.
- To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening.
- Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking accounts) and qualifies for the $200 checking incentive within 45 days.
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own account, and secondary checking accounts do not qualify for this offer.
MIDFLORIDA Credit Union $50 Business Referral Bonus
Earn a $50 bonus at MIDFLORIDA Credit Union!
Earn a $50 bonus from MIDFLORIDA Credit Union when you refer a friend who opens a new Free Business Checking account and meets the requirements.
- What you’ll get: $50 bonus
- Account Type: Free Business Checking
- Availability: FL (Branch Locator)
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Get $50 for each business you refer that opens a new business checking account.
- Just print out the business referral card fill in your information and share it with businesses who could benefit from better banking. You can earn a total of $500 for a maximum of 10 referrals.
- The referring member must have a checking account and may make multiple copies of this card to refer multiple businesses for this offer.
- To receive the referral incentive, a full copy of this card must be presented at account opening.
- Incentive will be posted to the referring member’s account after the referred business opens a business checking account and completes five transactions (deposits/withdrawals, etc.) within 45 days.
- To qualify for the referral, new customer must not share household with the referring member.
- You cannot refer your own business account, and secondary checking accounts do not qualify for this offer.
- Incentive is paid out to the referring member regardless of type of business checking account opened by new customer.
- Limit 10 referrals per member.
- Member responsible for any applicable taxes.
How To Waive Monthly Fee
- Debit Card Banking: None
- Free Checking: None
- Freedom Banking: $4 monthly fee. Must you complete 20 debit card purchase transactions each month
- Investor Checking: $6 monthly fee. Maintain a $1,000 daily balance.
- Relationship Checking: $12 monthly fee. Maintain a balance of $1,500 or more and maintain a combined balance of $10,000 or more in deposits or loans.
- Absolutely Free Student Checking: None
- Holiday Club: None
- Regular Savings: None
- Money Market: None
- Youth Savings: None
- Extreme Yield: $10 monthly fee. Maintain a $10,000 daily minimum balance.
- Relationship Savings: $12 monthly fee. Maintain at least $10,000 is maintained in deposits
- Free Business Checking: None
- Business Checking with Interest: $25 monthly fee. Maintain a $5,000 average daily balance.
- Freedom Business Checking: $15 monthly fee
- Premier Business Checking: $25 monthly fee. Maintain a $25,000 average daily balance, $50,000 combined average daily balance, or $75,000 in loans.
- Business Savings: $10 monthly fee. Maintain an average daily balance of $100, a $50,000 combined average daily balance, or $75,000 in business loans
- Business Money Market: $15 monthly fee. Maintain a $1,000 average daily balance, $50,000 combined average daily balance, or $75,000 in business loans
- Extreme Business Savings: $50 monthly fee. Maintain a $50,000 daily minimum balance.
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Bottom Line
MIDFLORIDA Credit Union is a great bank option for new sign-up promotions when it becomes available. They offer a series of online services to help you keep your money and prepare yourself for your financial future!
Feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from MIDFLORIDA Credit Union. If you don’t qualify for these offers, you can visit our complete list nationwide bank offers here.
MIDFLORIDA Credit Union provides great options for Checking, Savings, Money Market, and CD Account, however, you may want to compare with the nation’s best savings rates and CD rates.
Compare MIDFLORIDA Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
This is a Soft Pull, not a Hard Pull (stated on their website during account opening process): “A “soft credit inquiry” will be made during the account opening process, which will not affect your credit rating.”