Here you will find Minnesota Bank & Trust promotions, bonuses and offers.
Currently, they have a $200 and $600 checking bonus when you open a checking account and meet all the requirements.
About Minnesota Bank & Trust Promotions
Minnesota Bank & Trust was established in 1990 and as of March of 2019, it had grown to over $11 billion in assets.
Minnesota Bank & Trust $600 Checking Bonus
Minnesota Bank & Trust is offering a $600 bonus when you open a new Platinum or Signature Series Checking Account.
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: MN (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $9; can be waived
- Household Limit: None listed
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- To receive a $300.00 bonus, must have a current balance of at least $50,000.00 or more in your new checking account 180 calendar days after account open date.
- If 180th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- To receive a $300.00 bonus, a minimum of two direct deposits of $1,000.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- Offer is not available to existing Minnesota Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Minnesota Bank & Trust, a division of HTLF Bank during the promotional bonus period. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first.
- Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued. Geographic restrictions may apply.
- Account opening is subject to approval.
Minnesota Bank & Trust $200 Checking Bonus
Minnesota Bank & Trust is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: MN (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $9; can be waived
- Household Limit: None listed
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Free Checking with eStatement Account.
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Free Checking with eStatement terms may change after the account is opened at the bank’s discretion.
- Minimum deposit to open account is $25.00. $3.00 monthly paper statement fee if not enrolled in eStatement.
- Free Checking with eStatement is a Consumer Checking account.
- Only Free Checking with eStatement account is eligible for this promotion.
- No other checking accounts are eligible for the promotion.
- To receive a $200.00 bonus, a minimum of two direct deposits of $300.00 or more must be posted to your new checking account within 90 calendar days of account opening.
- Direct Deposit examples include payroll, pension, Social Security or other government benefits.
- If 90th calendar day falls on a weekend or holiday, balance on the following business day will be used to qualify for the promotion.
- Offer is not available to existing Minnesota Bank & Trust, a division of HTLF Bank consumer checking customers or those who have been paid a new account opening bonus in the last 12 months.
- Bonuses only apply when opening a new consumer checking account at Minnesota Bank & Trust, a division of HTLF Bank during the promotional bonus period.
- If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25.00 account closing fee may be assessed.
- Closing the account will negate any unearned bonuses.
- All bonus dollars will be paid to the newly opened checking account.
- If multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship.
- All bonus dollars will be paid on the business day after the qualification requirements are met.
- If the pay-out day falls on a weekend or holiday, pay-out will be on the next business day.
- An IRS 1099 form may be issued.
- Geographic restrictions may apply.
- Account opening is subject to approval.
Minnesota Bank & Trust $50 Referral Bonus

Earn a $50 bonus at Minnesota Bank & Trust!
Minnesota Bank & Trust is offering a $50 bonus when you refer a friend who opens a new Checking Account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MN (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Direct Deposit Requirement: No
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fee: $9; can be waived
- Household Limit: None listed
- Closing Account Fee: $25 + bonus forfeit, 90 days
(Expiration unknown)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Fill out the coupon flyer using the link above.
- Give it to a friend.
- When your friend opens any checking account, we’ll credit your account $50.
- Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this
account opening. Must be a new customer and new money. $50 credit may be considered reportable on IRS 1099 form. Cannot be combined with any other
offers. Member FDIC.
How to Waive Monthly Fees
- Platinum Checking: $12.00 monthly waived with $7,500 Average Daily Balance
- Free Checking: No monthly fees with eStatement enrollment
- Signature Series Checking: $9.00 monthly waived with $50,000 Average Daily Balance or $100,000 in total relationship balance for the cycle
- Check Free Banking: $5.00 monthly
- Small Business Checking: $5.00 monthly waived with $1,500 Average Daily Balance
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Bottom Line
This bonus at Minnesota Bank & Trust offer a wide variety of account features to help you in any situation. I would recommend opening the Free Checking account to avoid any potential monthly service fees, to help you keep you money!
If you are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
Minnesota Bank & Trust doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates. Additionally, you can check out other promotions from Bank & Trust here.
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*Check back at this page for updated Minnesota Bank & Trust promotions, bonuses and offers.
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