Find the most up-to-date Municipal Credit Union promotions, bonuses, and offers here.

Update 10/17/24: There is currently a $250 bonus (improved from previous $100 offer) available when opening a checking account through 12/31/24.

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About Municipal Credit Union Promotions

Eligibility: Membership in Municipal Credit Union is open to the following: (1) employees and retirees of the City of New York; (2) Federal and New York state employees and retirees who work or formerly worked in the five boroughs of New York City; (3) employees of hospitals, health facilities, nursing homes or their affiliates within the state of New York; (4) employees of health insurance companies in the state of New York; (5) employees of companies who provide supplies and healthcare products to hospitals in the state of New York; (6) employees of private colleges in the New York City or private and public colleges in Nassau, Suffolk, or Westchester Counties; (7) students enrolled in a university, college, school, or institution of the City University of New York system; (8) employees of the Archdiocese of New York or Brooklyn; (9) employees who work for agencies operating within New York City and at least partially funded by New York City or the state of New York; (10) immediate family of anyone eligible. See current membership details.

Municipal Credit Union $250 Checking Bonus

What you’ll get: $250 bonus
Account Type: Checking
Availability: NY (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$250 Offer at Municipal Credit Union

(Expires 12/31/2024)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Earn a $200 bonus when you open a Everyday Hero Checking Account. Make one $200 deposit within 90 days to receive $200 bonus.
Earn a $50 bonus when you open a Hero Savings Account to receive a $50 bonus.

You must open an Everyday Hero Checking Account with MCU between 7/15/24 and 12/31/24, set up direct deposit or payroll deduction, and make one direct deposit requirement of $200 or more within 90 days of account opening to get $200.
In addition, open a Hero Savings Account between 7/15/24 and 12/31/24 to get $50. Limit one account-opening bonus per qualifying account.
If requirements have been met, $200 and $50 payouts will happen every month based on qualifying activities until 3/31/2025.
Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months.
Account must not be closed or restricted during the time of promotional period.
Offer is subject to cancellation without notice.
Account opening is subject to approval. *
An active Hero Savings account is required to open