Find an updated list of North Island Credit Union promotions, bonuses, and offers here.
Right now you can take advantage on the current offer of earning $100 Checking Bonus. Keep reading to learn more.
About North Island Credit Union
North Island Credit Union is a Division of California Credit Union. California Credit Union is a federally insured, state chartered credit union founded in 1933 that serves public or private school employees, community members and businesses across California. With more than 165,000 members and assets of $3 billion, California Credit Union has 25 branches throughout Los Angeles, Orange and San Diego counties.
| Eligibility: Membership in North Island Credit Union is open to those who live or work in Orange, Riverside or San Diego Counties and to employees of Los Angeles and other school districts. See current membership details. |
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North Island Credit Union $100 Checking Bonus
$100 Checking Bonus
For the residents of California, North Island Credit Union is offering you an opportunity to earn $100 Checking Bonus! Simply open up a checking account and begin your journey here. Take advantage while you can.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CA (Locator)
- Direct Deposit Requirement: Yes, $400+ (see what works)
- Credit Inquiry: Soft Pull
- ChexStystem: Unknown, sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Bonus will be forfeited if the account closed within 6 months.
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
- Open an eChecking Account
- Enroll in Digital Banking and establish a recurring Direct Deposit with a minimum of $400 per month.
- Receive $100
- Restrictions apply.
- $100 offer applies to NEW eChecking accounts for NEW members only, who enroll in Digital Banking and establish a recurring Direct Deposit with a minimum of $500 per month.
- Recurring Direct Deposit must be a Direct Deposit or Payroll Deposit.
- Limit one (1) bonus per member.
- Direct Deposit must be established within 120 days of membership opening to qualify for bonus.
- Three (3) months of recurring Direct Deposits must be credited to the account before qualifying for the bonus.
- The bonus will be added to the checking account the 1st week of the following month from the qualifying date and will be reported as income.
- Refer to the current rate sheet for regular dividends to be paid on eligible balances.
- The bonus is not included in the calculations of regular dividends and is not recurring.
- The bonus will be forfeited by the member if the account does not remain open for a minimum of 6 months.
North Island Credit Union $100 Checking Bonus
$100 Checking Bonus
For the residents of California, North Island Credit Union is offering you an opportunity to earn $100 Checking Bonus! Simply open up a checking account and begin your journey here. Take advantage while you can.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CA
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexStystem: Unknown, sensitive
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Bonus will be forfeited if the account closed within 6 months.
- Household Limit: One
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer) Chase Total Checking® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus) SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus) Truist Checking ($400 bonus)
How to Earn Bonus
- For current school employees, you can open an Educator Checking Account with Direct Deposit and receive $100
- a recurring Direct Deposit with a minimum of $500 per month
- bonus will be added to the checking account within 8-12 weeks from the qualifying date and will be reported
as income
- Offer available to current school employees only.
- Restrictions apply.
- $100 offer applies to NEW checking accounts for NEW members only, who enroll in Digital Banking and establish a recurring Direct Deposit with a minimum of $500 per month.
- Recurring Direct Deposit must be a Direct Deposit or Payroll Deposit from a school or district. Limit one (1) bonus per member.
- Direct Deposit must be established within 120 days of membership opening to qualify for bonus.
- Three (3) months of recurring Direct Deposits must be credited to the account before qualifying for the bonus.
- The bonus will be added to the checking account within 8-12 weeks from the qualifying date and will be reported as income.
- Refer to the current rate sheet for regular dividends to be paid on eligible balances.
- The bonus is not included in the calculations of regular dividends and is not recurring.
- The bonus will be forfeited by the member if the account does not remain open for a minimum of 6 months.
- This offer is subject to change without notice.
- 2 $2 monthly paper statement fee waived with eStatements, or direct deposit ($500+/mo. minimum into checking account that receives the direct deposit), or if under age 18 or 65+.
- 3 Dividends earned on balances over $10,000. See current rates, terms and conditions online.
- After account is opened, dividend rate and APY (Annual Percentage Yield) may change at the credit union’s discretion.
- Fees may reduce earnings. Refer to our Personal Account Agreement & Disclosure at ccu.com for full details.
- Programs (including but not limited to fees, rates and features) are subject to change without notice.
How To Waive Monthly Fees
- eChecking: None
- Student Checking: None
- Personal Checking: $2 monthly paper statement fee waived with eStatements, or direct deposit ($400+/mo. minimum into checking that receives the direct deposit), OR if under age 18 or 65+.
- Basic Business Checking: $5 monthly fee. Maintain a $1,000 minimum average daily balance or enrollment in eStatements to avoid the monthly account fee
- Premium Business Checking: $15 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee.
- Analyzed Business Checking: $18 can be offset with earnings credits
- Remote Deposit Checking: $35 monthly fee. Maintain a $50,000 minimum average daily balance to avoid the monthly account fee.
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Bottom Line
North Island Credit Union is offering tons of promotions like bonuses for new users that are looking to open up a new checking account and at the same time, earn bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the North Island Credit Union.
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