Keep reading for the latest Oakland University Credit Union promotions, bonuses, and offers.
Update 9/11/24: There’s currently a $250 bonus for opening a checking OR money market account through 10/31/24.
About Oakland University Credit Union Promotions
To be eligible for these promotions, you must be a member of the credit union. This credit union is catered towards but not limited to the students, faculty, and alumni of the university. For complete details on the membership eligibility, see below.
| Eligibility: Oakland University Credit Union provides financial services to the OU community, their families, and select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. |
I’ll review the current offers below.
Oakland University Credit Union $250 Checking Bonus
- What you’ll get: $250 bonus
- Account Type: Checking Account
- Availability: MI
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull for opening a credit card requirement
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 10/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Receive up to $250 Just for Getting Paid
- When you open a Totally Green Checking account and set up direct deposit, you’ll be rewarded with $100. With no minimum balance or monthly fee, you can manage your finances efficiently and access your account from anywhere.
- For even greater rewards, opt for our Money Market Checking with direct deposit and receive a $250 bonus.
- Offer valid 09/01/24 to 10/31/24.
- To receive $100 bonus, member must open a Totally Green Checking Account and set up direct deposit from their employer or Social Security.
- Must have two consecutive electronic deposits each with a minimum deposit of $1000.
- To receive $250 bonus, member must open a Money Market Checking account and set up direct deposit from employer or Social Security.
- Must have two consecutive electronic deposits each with a minimum deposit of $2000.
- Must maintain balance of $2000 for 60 days after account opening.
- For both offers, first direct deposit must be set up and funded into member’s MSUFCU checking account by 10/31/24 and member must complete 10 transactions within 30 days of account opening.
- Bonus of either $100 or $250 will be deposited to the member’s Cashback+ wallet within 90 days of promotion end date.
- Not valid for members with existing or previously closed checking accounts.
- Not valid for funds already on deposit with MSUFCU.
- Bonus may be taxable and reported on an IRS Form.
Oakland University Credit Union $25 Referral Bonus
$25 Referral Bonus
Students of OU can earn a $25 referral bonus from Oakland University Credit Union when you refer a family member, friends or coworker.
- What you’ll get: $25 bonus
- Account Type: Checking Account
- Availability: MI
(No Expiration Date Listed)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Sign in to Computer Line
- To access your unique referral code and refer friends and family, sign in to ComputerLine and select the “Member Referral” icon in the menu bar.
- Share Your Code
- Refer your friends and family by using Facebook, Twitter, or email. You can also print your referral coupons.
- Get Reward
- New member must open a checking account, activate his/her debit card within 30 days of account opening, and make 10 transactions within 30 days of card activation.
- Each referred member must be age 18 or older to qualify.
- New member will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months.
- New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 purchase transactions within 30 days of card activation for new and existing members to receive $25.
- Existing members account must be in good standing.
- Up to $500 can be earned in referral rewards per calendar year.
- Members will each receive $25 into their checking accounts within 4 to 6 weeks of meeting qualifications.
- OU Credit Union reserves the right to revoke referral program privileges at any time.
- Institutional referrals do not qualify.
- Not valid with any other new account specials.
- Referred member must present referral information at account opening to qualify.
- Federally insured by NCUA.
Oakland University Credit Union $100 Checking Bonus (Expired)
Earn $100 bonus credit from Oakland University Credit Union when you open a new Checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 07/15/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- OU Credit Union members who graduate from Oakland University in December 2023 will receive $100 deposited to their OU Credit Union checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24. Must have 2 consecutive direct deposits to qualify.
- Allow 6 weeks after the second direct deposit for $100 to be deposited.
- OU Credit Union members who graduate from Oakland University in December 2023 will receive $100 deposited to their OU Credit Union checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24. Must have 2 consecutive direct deposits to qualify.
- Allow 6 weeks after the second direct deposit for $100 to be deposited.
- May not be combined with other deposit offers.
- Account must be in good standing to receive $100 deposit.
Oakland University Credit Union $100 Student Checking Bonus (Expired)
Students of OU can earn a $100 bonus from Oakland University Credit Union when you open a new Checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: MI
(Expires March 31, 2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Open a Totally Gold Checking account, make 10 purchases on your OU Credit Union Visa Debit Card, and receive $100!
- Offer of $100 valid 1/1/22 to 3/31/22 for those who qualify under the OU student SEG.
- OU Credit Union Visa Debit Card must be activated by 3/31/22 and 10 debit card purchases must post within 30 days of card activation to qualify.
- The $100 will be deposited into member’s checking account within 6 weeks of the 10th purchase.
- Not valid for existing members with an OU Credit Union checking account.
- May not be combined with any other deposit offers.
- If new member is referred to the Credit Union, member referral offer will not apply.
How To Waive Monthly Fees
- Totally Gold Checking: None
- Classic Checking: $5 monthly fee, waivable with if the account stays above the $500 minimum balance requirement
- Money Market Checking: $5 monthly fee, waivable with if the account stays above the $2,000 minimum balance requirement
- Rebuild Checking: $10
- Business Spartan Saver: None
- Business IMMA: None
- Small Business Checking: None
- Standard Business Checking: $15 monthly fee, waivable if minimum balance of $2,500 is met.
- Money Market Checking: $25 monthly fee, waivable if minimum balance of $25,000 is met.
- Activity Business Checking: $20 monthly fee, waivable if minimum balance of $10,000 is met.
- Business Sweep: None
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Bottom Line
Oakland University Credit Union is a great bank option for new sign-up promotions when they become available. However, with this being a credit union in one state, this offer is unavailable to most. If I was just looking for a nice sign up bonus, I wouldn’t consider these promotions. However, if I was actually looking to become a member here, I would definitely look into these promotions.
Feel free comment below and let us know about how it went. We value your feedback and will continue to keep you updated.
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Compare Oakland University Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back for updated Oakland University Credit Union promotions, bonuses and offers.
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