Find an updated list of First Tech Federal Credit Union promotions, bonuses and offers here.
Update 10/18/24: You can currently earn up to $3,000 in Bonus Rewards with a new savings account and 4.30% APY through 1/31/25. This offer is available nationwide!
About First Tech Federal Credit Union Promotions
Driven by technology, First Tech Federal Credit Union specializes in serving people within technology-driven companies. They have a passion for the innovation that changed the world, and want to support their customers in ways traditional banks can not.
| Membership Eligibility: Offer valid for Microsoft, Intel, Amazon (and more) employees and their immediate family members. For more information, please see the our membership breakdown and their Full Membership Requirements. |
Easy Membership Nationwide: Join Financial Fitness Association for $8 to become a member to First Tech. They may automatically reimburse you for the $8 membership.
First Tech Federal Credit Union $3,000 Savings Bonus
- What you’ll get: $3,000 bonus
- Account Type: Savings
- Availability: Nationwide. Join Financial Fitness Association for $8. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, mixed
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 01/31/2025)
Editor’s Note: First Tech may automatically reimburse you for the $8 membership.
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn $300 Bonus
- Open a new First Tech Premier Rewards Savings account.
- New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus.
- Earn $1,000 bonus when you deposit $150,000 – $349,999
- Earn $2,000 bonus when you deposit $350,000 – $749,999
- Earn $3,000 bonus when you deposit $750,000+
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days.
- Offer is valid from October 11, 2024 to January 31, 2025 for First Tech members who participate in the First Tech Premier Rewards Banking program. Participant must be 18 years of age or older and the primary account owner on both a Membership Savings account and a First Tech Premier Rewards Savings (FTPRS) account. FTPRS accounts must be personal or owned by a Trust. New First Tech Premier Rewards Banking program members will be enrolled upon the opening of a First Tech Premier Rewards Savings account (“Enrollment”). To receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period commencing with Enrollment and ending with the applicable date of payout. First Tech reserves the right to modify or terminate this campaign at any time. Any inquiries or disputes will be resolved at the sole discretion of First Tech and must be received by February 28, 2026.
- New Money Offer: New money of at least $150,000 must be deposited to qualify for a $1,000 bonus; at least $350,000 must be deposited to qualify for a $2,000 bonus; and at least $750,000 must be deposited to qualify for a $3,000 bonus. “New Money” is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Fiduciary, business, and Health Savings accounts are not eligible. New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus. Balance growth will be determined between the date of enrollment and the following 45 days.
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days. The Participant’s FTPRS account must be maintained for the duration of the promotion to qualify for a bonus. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the second Friday following 165 calendar days from Enrollment.
First Tech Federal Credit Union $300 Checking Bonus (Expired)
When you open a new checking account and meet the requirements, you can earn a $300 checking bonus. Offer is now unavailable.
- What you’ll get: $300 bonus
- Account Type: First Tech Rewards Checking
- Availability: Nationwide. Join Financial Fitness Association for $8. (Bank Locator)
- Direct Deposit Requirement: Yes, must do 3 of the $1K direct deposits (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, mixed
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 08/31/2024)
Editor’s Note: First Tech may automatically reimburse you for the $8 membership.
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn $300 Bonus
- Open a First Tech Reward Checking account. Already have one? You’re set!
- Set up a new payroll direct deposit to your First Tech Rewards Checking of $1,000+ per month for a minimum of three months.
- Earn your $300 bonus!
- Offer valid for enrollment between February 26, 2024 and August 31, 2024 for members without an existing direct deposit.
- Members with existing direct deposits or who are already enrolled in a First Tech direct deposit campaign are not eligible.
- Participant is defined as 18 years of age or older and the primary account owner on a First Tech Rewards Checking (FTRC) account.
- Direct deposits are considered new if there has been no direct deposit activity in the Participant’s share accounts on which they are the Primary Owner within the previous 18 months.
- Membership is required and is subject to approval.
- Fees could reduce earnings on the account. FTRC accounts must be personal accounts.
- Fiduciary, trust, business, or organization accounts are not eligible.
- Participant will be enrolled in the promotion upon receipt of new direct deposit transaction into the FTRC account (“Enrollment”).
- In order to receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period of time commencing with Enrollment and ending with the applicable date of payout.
- Any inquiries or disputes must be received by March 31, 2025.
First Tech FCU Up to $500 Checking Bonus *Expired*
First Tech Federal Credit Union Up to $500 Checking Bonus
When you open a new checking account and meet the requirements, you can earn up to $500 checking bonus.
Editor’s Note: Offer valid for employees of the following Select Employer Groups (SEGs), SEG subsidiary and vendor employees, and their immediate family members: Amazon, Intel, Microsoft, HP Inc., Hewlett Packard Enterprise, Nike, Salesforce, Cisco, Google, Oregon Health & Science University (OHSU), Tech Mahindra, Levi Strauss & Co., Micron, Micron Laser Technology, Thermo Fisher Scientific, Oracle and Lam Research.
- What you’ll get: $500 bonus
- Account Type: Checking account
- Availability: Nationwide
(Offer expires April 30, 2022)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $500 Bonus
- When you increase or have a new recurring direct deposit for more than four consecutive months, you can earn:
- $500 bonus for a direct deposit of $3,500 or more per month
- $250 bonus for a direct deposit of $2,000 or more per month
- $100 bonus for a direct deposit of $750 or more per month
- When you add a new balance to your account within 30 days, you can earn:
- $200 bonus for an increase of $15,000
- $150 bonus for an increase of $5,000
- $100 bonus for an increase of $2,000
- Offer is valid 01.01.2022 – 04.30.2022.
- Immediate family members include spouse or domestic partner, parents, siblings and children.
- Must be 18 years of age or older to participate.
- New accounts must be a personal account.
- Fiduciary, Trust, Business, Organization or Health Savings Accounts are not eligible.
- Promotion available to new and existing First Tech members.
- The participating individual must be the primary account owner on a Membership Savings account.
- For new members, opening a Membership Savings account with an initial deposit of $5.00 is required prior to opening any other type of account.
- The participating individual may enroll in the promotion by entering promotion code Bundle2022 on a new account application or by speaking with a representative (“Enrollment”).
- Account must be in good standing in order to receive bonus payout (not in default, closed, inactive, or otherwise not in good standing).
- Any qualifying bonus will be deposited to the participating individual’s Membership Savings account the first week following 120 calendar days from receipt of the first direct deposit and/or new checking account funds deposited.
- Bonuses will be considered dividends and may be reported on IRS form 1099-INT.
- Any inquiries or disputes regarding Enrollment and/or payout must be received by 11.30.2022.
- Membership is required and subject to approval.
How To Waive Monthly Fees
- First Tech Rewards Checking: None
- First Checking Plus: None
- Carefree Checking: None
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Bottom Line
While First Tech Federal Credit Union is great because they have no monthly service fees, be wary that opening an account with them may hurt your credit score because they could have a hard pull credit inquiry.
While they have generous bonuses, First Tech Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare First Tech Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated First Tech Federal Credit Union promotions, bonuses and offers.
If ever your identity is ever stolen, pray to the heavens that the thieves don’t open an account at First Tech Federal CU! A brick wall gets things done faster than this CU. No other institution gave me any trouble – it’s a fraudulent account? Oh let’s close that! Thank you, done, the end.
When this started on Nov 6th, 2020 these guys had me fill out a 5 page form (which I sent back the same day) with no promise of when to expect a follow up. We’ve called so many times I’ve lost count. They verify me like I’m a member and give me the same line – this situation is in review. Their fraud department doesn’t take phone calls – but hasn’t sent any of the communications that the phone reps have promised. Now they’ve sent me a tax form saying that I have earned interest! I’m so fed up.
When we called today, 2/11/2021, I told the rep that no other company has given me this much trouble, they just closed the fraudulent account and it was done, and she said that THAT WAS ACTUALLY A COMPLEMENT! She said that they don’t want to make it easy for fraudsters – but the fraudsters had no problems at all opening this account! It’s me trying to close it that is having problems! She kept saying that their fraud department would email me (I’m not holding my breath…) We asked how long before this was resolved. She said it can take up to 90 days. IT’S ALREADY BEEN MORE THAN 90 DAYS!
Their website says membership in the Computer History Museum or the Financial Fitness Association qualifies you to join 1st Tech…
i called them and they said you have to be an employee of the technology companies to get the bonus.
Hi Amisha, please note the source of the APY was the math calculation we did by calculating the lowest $200 bonus tier amount ($25,000) in order to show the additional APY (3.20%) you will be getting in addition to the standard 0.25% rate. It was listed for reference only and was not advertised on the website. If you have any additional questions or concerns regarding this bonus, please contact First Tech Federal Credit Union CSR. Thank you.
I can’t see anywhere in the first tech website where it says account will earn “3.2% APY for six months + 0.25% APY” ???
FYI: It was hard pull to join & equifax/transunion used.