Find the latest Live Oak Bank Business Savings Rate here – Live Oak Bank Business Savings generous and stellar 3.80% APY rate along with a $200 bonus.
Update 11/24/24: You can currently earn a $200 bonus through 1/31/25.
Editor’s Note: Interested in a personal savings account? See our review on the Live Oak Bank Savings account with a competitive rate.
Live Oak Bank $200 Business Savings Bonus
Growing your savings just got easier! Open a new Live Oak Bank business savings account with qualifying activities to receive a $200 cash bonus.
- High interest rate
- Transparent online account opening
- FDIC insurance up to $250,000
- Maximize Your Returns. Our competitive business savings interest rates fuel your growth.
- Protect Your Assets. Your deposits are FDIC-insured, safeguarding your business from financial risks.
- Streamline Your Financial Management. Open your business savings account online and add authorized signers to accelerate efficiency.
- Integrate with Your Accounting Software. Connect your account to QuickBooks for seamless financial tracking and reporting.
- Avoid Unnecessary Costs. Benefit from no monthly maintenance fees, boosting your business’ bottom line.
Unlock the potential of your business savings.
How to earn bonus:
- Open a Live Oak Bank business savings account by 01/13/25.
- Fund Your Account. Deposit at least $20,000 into your account by 01/13/25.
- Maintain Your Balance. Maintain a balance of at least $20,000 for 60 days.
- If all eligibility criteria are met, the $200 cash bonus will be deposited to your open, eligible account within 45 days following the expiration of the 60-day period
- All funding of the new business savings account must consist of funds originating from an external financial institution to qualify.
(FDIC Insured)
About Live Oak Bank Business Savings
Live Oak Bank offers one of the best business savings accounts in the country. This FDIC-insured savings account makes it easier to grow your money with a great interest rate and simple online banking.
Live Oak makes it easier to save for your business with it’s high-yield, FDIC-insured account.
| Balance Requirement | APY Rate |
| $0.01+ | 3.80% APY |
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Live Oak Bank Business Savings Rate
To earn Live Oak Bank’s competitive rate, simply open a new account. That’s all it takes and you’ll get to enjoy earning the competitive rate.
- Account Type: Business Savings
- Interest Rate: 3.80% APY
- Availability: Nationwide
- Minimum Balance: $0.01
- Maximum Balance: None
- Credit Inquiry: None
- Opening Deposit: None
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Live Oak Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1-2 business days | $250,000 | n/a | |
| Pull | 1-2 business days | $250,000 | n/a |
How to Earn Live Oak Bank Rates
- Open a Live Oak Business Savings account
- Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
- Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 3.80% APY as long as the account balance is above $0.01.
Why You Should Sign Up For This Account
- Earn many times the National Average
- FDIC insurance up to maximum allowed by law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Secure Electronic Statements
- Move Money Faster with Electronic Transfers
- Bankrate Safe & Sound 5-Star Rating
- Access Your Account Anytime with Live Oak’s mobile app
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $900 Cash | Review |
| U.S. Bank Gold Business Checking Package | $900 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $900 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $75 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
Bottom Line
Overall, be sure to look into this offer from Live Oak Bank. When you open a Business Savings account you can earn a high rate!
This rate is great for earning high interest with balances as low as $0.01.
Interested in Bank Bonuses? See our other favorite banks including Bank of America, U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Fifth Third Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates and Live Oak Bank promotions!
Check back often to see the latest info on Live Oak Bank Business Savings.
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